Notice
These terms govern
use of the RuCoin platform and its multi-tenant capabilities.
1. Agreement to Terms
By accessing or using the RuCoin Enterprise Reward Management System ("Platform", "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you are entering into these Terms on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. If you do not agree to all of these terms, you must not access or use our services.
These Terms govern your use of our multi-tenant reward management platform, including but not limited to reward balances, voucher redemption, program services, tenant wallet systems, catalog redemption, API access, and all related services.
2. Service Description
RuCoin provides a comprehensive multi-tenant enterprise reward management platform that enables organizations to:
- Manage point-based reward systems with configurable earning and redemption rules
- Process voucher redemptions through catalog-based systems
- Utilize advanced program automation services for reward operations
- Maintain tenant-specific wallet systems with secure balance management
- Access enterprise-grade APIs for integration with existing systems
- Ensure compliance with security standards and regulatory requirements
The Platform operates on a multi-tenant architecture, ensuring data isolation and security between different organizational clients while maintaining shared infrastructure efficiency.
3. Account Registration and Multi-Tenancy
To access the Platform, you must register for an account and provide accurate, complete, and current information. Each organization operates as a separate tenant with isolated data and configurations.
You are responsible for:
- Maintaining the confidentiality of your account credentials, API keys, and authentication tokens
- All activities that occur under your tenant account, including actions by authorized users
- Ensuring that all users within your tenant comply with these Terms
- Promptly notifying us of any unauthorized access or security breaches
- Managing user access and permissions within your tenant organization
4. API Access and Usage
The Platform provides RESTful API access for programmatic integration. API access is subject to:
- Rate limiting and usage quotas as specified in your service agreement
- Authentication requirements using secure token management
- Compliance with API documentation and best practices
- Prohibition of reverse engineering, decompiling, or attempting to extract source code
- Responsible use that does not interfere with Platform operations or other tenants
You must include valid X-Request-ID headers in all API requests for traceability and support purposes. Unauthorized API access or abuse may result in immediate suspension or termination of your account.
5. Data and Content
You retain all ownership rights to data, content, and information you upload or create within the Platform ("Your Data"). By using the Service, you grant RuCoin a limited, non-exclusive license to:
- Store, process, and transmit Your Data as necessary to provide the Service
- Maintain data isolation and security across multi-tenant infrastructure
- Perform backups, disaster recovery, and system maintenance
- Generate aggregated, anonymized analytics that do not identify your organization
You are solely responsible for ensuring that Your Data complies with applicable laws, regulations, and third-party rights. You warrant that you have all necessary rights and permissions to use and process Your Data through the Platform.
6. Intellectual Property
The Platform, including all software, designs, algorithms, program logic, user interfaces, documentation, and branding, is the exclusive property of RuCoin and its licensors. These Terms do not grant you any rights to use RuCoin's trademarks, logos, or other intellectual property except as expressly authorized.
You may not copy, modify, distribute, sell, or lease any part of the Platform or included software, nor may you reverse engineer or attempt to extract the source code of any software provided as part of the Service.
7. Service Availability and Modifications
We strive to maintain high availability and performance standards. However, we reserve the right to:
- Modify, suspend, or discontinue any part of the Service for maintenance, security upgrades, or operational reasons
- Implement updates, patches, or new features that may temporarily affect service availability
- Enforce usage limits or restrictions to ensure fair resource allocation across tenants
- Make changes to APIs with reasonable notice, following our versioning and deprecation policies
We will provide reasonable advance notice of planned maintenance windows that may affect service availability, except in cases of emergency security updates or critical system failures.
8. Security and Compliance
RuCoin implements industry-standard security measures including:
- Authentication with multi-factor authentication (MFA) support
- Encrypted data storage and transmission using AES-256 encryption
- Multi-tenant data isolation ensuring tenant data separation
- Regular security audits, vulnerability assessments, and compliance reviews
- Comprehensive audit logging and monitoring systems
You are responsible for maintaining appropriate security measures for your account, including strong passwords, MFA when available, and secure API key management. You must immediately report any security vulnerabilities or suspected breaches.
9. Prohibited Uses
You agree not to use the Platform to:
- Violate any applicable laws, regulations, or third-party rights
- Transmit malicious code, viruses, or harmful data
- Attempt to gain unauthorized access to other tenants' data or system resources
- Interfere with or disrupt the integrity or performance of the Platform
- Use automated systems to access the Platform in a manner that exceeds reasonable usage
- Engage in any fraudulent, deceptive, or illegal activities
- Resell, sublicense, or redistribute the Service without explicit written authorization
10. Payment and Billing
If you subscribe to a paid plan, you agree to pay all fees associated with your subscription. Fees are based on your selected service tier, usage levels, and any additional services. All fees are non-refundable except as required by law or as explicitly stated in your service agreement.
We reserve the right to change our pricing with reasonable advance notice. Continued use of the Service after price changes constitutes acceptance of the new pricing. Failure to pay fees may result in suspension or termination of your account.
11. Termination
Either party may terminate these Terms at any time with notice as specified in your service agreement. Upon termination:
- Your right to access and use the Platform will immediately cease
- You may export Your Data for a reasonable period following termination
- We may delete Your Data after the data retention period expires
- All outstanding fees remain due and payable
We may suspend or terminate your account immediately if you breach these Terms, engage in fraudulent activity, or fail to pay fees when due.
12. Limitation of Liability
To the maximum extent permitted by law, RuCoin shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of or inability to use the Platform.
Our total liability for any claims arising from these Terms or the Service shall not exceed the amount you paid to RuCoin in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.
13. Indemnification
You agree to indemnify, defend, and hold harmless RuCoin, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
- Your use of the Platform in violation of these Terms
- Your Data or content that infringes on third-party rights
- Your violation of any applicable laws or regulations
- Any unauthorized access to your account due to your failure to maintain security
14. Disclaimers
The Platform is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that the Platform will be uninterrupted, error-free, secure, or free from viruses or other harmful components. You acknowledge that you use the Platform at your own risk.
15. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in India.
Before initiating formal legal proceedings, both parties agree to attempt to resolve disputes through good faith negotiation. If a dispute cannot be resolved within thirty (30) days, either party may proceed with formal dispute resolution.
16. General Provisions
These Terms constitute the entire agreement between you and RuCoin regarding the Platform and supersede all prior agreements and understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.
We may modify these Terms at any time by posting updated terms on our website. Material changes will be communicated via email or through the Platform. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms.
If you have any questions about these Terms, please contact us at legal@rucoin.in or support@rucoin.in.